cbdc

3 poststagged with “cbdc”

PoliticsApr 17, 2026

CBDC Pilots Are Failing. That's Why They're Speeding Up.

Every major CBDC pilot over the last three years has produced the same result. Voluntary adoption is dismal. User demand is nonexistent. Merchants treat it as a compliance burden. Central banks have noticed. Their response is not to reconsider. Their response is to accelerate toward mandatory adoption before voluntary failure becomes politically untenable.

8 min read·cbdc, digital-euro, e-cny

OpinionMar 26, 2026

China's Digital Yuan Now Pays Interest. Bitcoin Doesn't Care.

China's digital yuan became the first interest-bearing CBDC on Jan 1. With 230M wallets, the e-CNY is no longer digital cash - it's programmable state-surveilled money.

8 min read·cbdc, digital-yuan, e-cny

PoliticsMar 24, 2026

Crypto Finally Has a Rulebook: What the SEC-CFTC Joint Guidance Means

The SEC and CFTC issued their first joint guidance classifying 16 cryptocurrencies as digital commodities. Combined with the Senate's CBDC ban, a seismic shift.

8 min read·sec, cftc, regulation